Health and dental

Health and dental insurance are types of insurance that help cover the cost of medical and dental care.

• Health insurance helps pay for medical services like doctor visits, hospital stays, surgeries, prescriptions, and sometimes mental health care. You usually pay a monthly fee called a premium, and when you need care, you may also pay a portion of the cost, known as a deductible or copay.
• Dental insurance works in a similar way but focuses on dental care. It helps cover the cost of things like regular checkups, cleanings, fillings, and sometimes more serious treatments like braces or root canals. You also pay a premium each month and sometimes a small portion of the costs when you visit the dentist.

In both cases, these insurances help reduce the financial burden of healthcare and dental expenses by sharing some of the costs with you.