Disability insurance

Disability insurance

Disability insurance under an individual insurance plan is a type of insurance that provides income replacement if you are unable to work due to an illness or injury.

Here’s how it works in simple terms:

  • If you become sick or hurt and can’t do your job for a certain period of time, disability insurance helps replace a portion of your lost income. This allows you to still pay for things like bills, rent, or groceries while you’re unable to work.
  • The amount you receive depends on your policy. It could be a percentage of your salary (like 60% to 80%) for a set period, which could range from a few months to several years, depending on the plan.
Disability insurance

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